This archive contains financial press releases, audio recordings of conference calls, and other information released in the past by Reinsurance Group of America, Incorporated ("RGA"). These items may no longer be current. The passage of time can render information stale, and you should not rely on the continued accuracy of any such material beyond the date of issuance. On the date released, some of the contents of this archive may have contained statements that were then "forward-looking statements," based upon then current expectations, forecasts and assumptions that involved risks and uncertainties, as enumerated at the time of issuance by RGA, that could cause actual outcomes and results to differ materially. To the extent any information is forward-looking, it is intended to fit within the safe harbor for forward-looking information. RGA disclaims any intention or obligation to update or revise the contents of this archive, including but not limited to any forward-looking statements made at the time the information was first released, whether as a result of new information, future events or otherwise.